Created for the way you already spend.
Dot Points reward you for every transaction, card swipes, bill payments, airtime top-ups, and referrals. It's banking that pays attention, and then pays you.
Instant Rewards
No loading... no “please wait.” Your reward lands as soon as your transaction clears.
Use it you like
Pay bills, buy data, convert to naira and spend it your way.
Track Everything
Track your Dot Points balance, earnings, and withdrawals, all from your app.
Ready for banking to be frustration-free?
It only takes 5 minutes to open a bank account that will not stress you
Download our mobile app or visit our web banking app
create a new banking experience with us! Download our mobile app for on-the-go access or visit our web banking platform for comprehensive financial services at your fingertips.
Download DotMFB app on Android or Apple store
Or click “open an account” to get started
It's how rewards should work
You do what you always do. We just make sure you get something back. Every single time.
Here's what our customers say
Join thousands of people in our community who are already building wealth with us
Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.
Imole Adewunmi
Business Owner
I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.
Johnson Chukwudi
Spare Parts Dealer
I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.
Bolanle Fatai
Mother and Shop Owner
Still have questions?
If you have other questions or need assistance, kindly reach out to hello@dot.ai