Quick Loans, No Delays, No Excuses.
Life is unpredictable, and we understand that. Whether your needs are personal or business-related, our loan application process guarantees swift access to loans.
Licensed by the CBN
Deposits insured by
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Quick access to loans for everyone
We offer different loans for different needs, the choice is yours.
Flexible Loan Options
Your customers trust your business, give them a trusted way to pay. Open a bank account in your business name in minutes.
Fast Approval and Disbursement
Your business has big goals, we make sure funding isn't a barrier. Get instant access to credit with simple terms, quick approvals, and zero unnecessary paperwork.
Collateral and Non-Collateral Options
For people who need immediate access to short-term funds, our custom credit option is for you.
Competitive Rates
Agents enjoy daily cash access and instant disbursement upon tier qualification.
Customizable Repayment Options
SMEs get immediate funds upon eligibility.
Ready to do some business?
Change the way you bank, and open the only bank account you need for your business in 4 steps.
Start banking with us
To get started, click the 'Open an Account' button and provide the following information.
Valid means of identification
CAC document
Passport photograph
House utility bill
Your Next of Kin passport and house utility bill
It's interest free, time and time again
Life happens and getting a loan is nothing to be ashamed of. Know upfront exactly what you'll pay, with any interest broken down and no hidden costs. And you'll always have a clear plan to pay back.
Kind words from our customers
We're here to help you create the life you want. So, join our community of people who have trusted us with their money needs.
Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.
Imole Adewunmi
Business Owner
I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.
Johnson Chukwudi
Spare Parts Dealer
I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.
Bolanle Fatai
Mother and Shop Owner
Still have questions?
If you have other questions or need assistance, kindly reach out to hello@dot.ai