


Investments that grow wealth
The future is the reason we make plans. Take control of it by investing. We put your money in fixed deposits that help you build wealth and achieve your financial goals.
Licensed by the CBN

Deposits insured by


Keeping your money safe is our business
Your peace of mind is important. We are fully dedicated to the security of your funds and the protection of your account.
Unmatched interests
Regardless of your investment size, we guarantee the best fixed returns on your money
NDIC Insured
We're fully registered by the CBN, and your funds are safely insured by the NDIC up to a set limit.
Top notch security
We use industry-standard encryption technology and two-factor authentication to verify all customer accounts.
Ready to do some business?
Change the way you bank, and open the only bank account you need for your business in 4 steps.


Start banking with us
Contact our sales team to get started, you will need the documents below.
Valid means of identification
CAC document
Passport photograph
House utility bill
Your Next of Kin passport and house utility bill
Put your money to work
Invest a lump sum securely for up to 180 days, and enjoy a fixed return on investment devoid of inflation.
If you invest
₦100k
₦1M
₦10M
₦25M
₦50M
for a period of
30days
60days
90days
6mos
1year
You get an estimate of
₦112,000
It's interest free, time and time again
Life happens and getting a loan is nothing to be ashamed of. Know upfront exactly what you'll pay, with any interest broken down and no hidden costs. And you'll always have a clear plan to pay back.


Here's what our customers say
From Lagos to Lokoja, people just like you are using us for their banking needs
Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.
Imole Adewunmi
Business Owner
I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.

Johnson Chukwudi
Spare Parts Dealer
I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.
Bolanle Fatai
Mother and Shop Owner
Still have questions?
If you have other questions or need assistance, kindly reach out to hello@dot.ai