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Banking made easy for your business

Your business has a bank now

You serve customers, solve problems, and keep things moving. That work should be rewarded, not slowed down by bad banking. We give you tools that earn, prices that make sense, and support that shows up.

Open a Dot Business Account

Licensed by the CBN

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Deposits insured by

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We built it for you.

Your business is your livelihood. We know what it means to trust someone with your money and that is sacred to us. So, we guard it with everything we've got.

Instant Transfers

You can send money and receive payments instantly. Transfer funds across all banks in seconds. No delays, no downtime. Just reliable payments that help you stay on top of your business.

Cashback

You work, we pay. Earn cashback every time you recharge airtime, pay bills, or process POS payments.

Branded Posters

Let customers know how to pay you. Get a printed poster with your account details, business name, and bank info so customers can easily send money, right from your shop.

Dot Debit Card

Our cards are reliable, fast, and ready when you need them. Get your Dot card in minutes and start using it for business spending, staff purchases, and more.

Virtual Account

Create a NUBAN account instantly and start receiving payments from customers and platforms, with automatic reconciliation built in.

Ready to do some business?

Change the way you bank, and open the only bank account you need for your business in 4 steps.

Getting started
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Start banking with us

To get started, click the 'Open an Account' button and provide the following information.


Valid means of identification

CAC document

Passport photograph

House utility bill

Your Next of Kin passport and house utility bill

Kind words from our customer

We're here to help you create the life you want. So, join our community of people who have trusted us with their money needs.

Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.

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Imole Adewunmi

Business Owner

I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.

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Johnson Chukwudi

Spare Parts Dealer

I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.

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Bolanle Fatai

Mother and Shop Owner

Still have questions?

If you have other questions or need assistance, kindly reach out to hello@dot.ai