


Your business has a bank now
You serve customers, solve problems, and keep things moving. That work should be rewarded, not slowed down by bad banking. We give you tools that earn, prices that make sense, and support that shows up.
Licensed by the CBN

Deposits insured by


We built it for you.
Your business is your livelihood. We know what it means to trust someone with your money and that is sacred to us. So, we guard it with everything we've got.
Instant Transfers
You can send money and receive payments instantly. Transfer funds across all banks in seconds. No delays, no downtime. Just reliable payments that help you stay on top of your business.
Cashback
You work, we pay. Earn cashback every time you recharge airtime, pay bills, or process POS payments.
Branded Posters
Let customers know how to pay you. Get a printed poster with your account details, business name, and bank info so customers can easily send money, right from your shop.
Dot Debit Card
Our cards are reliable, fast, and ready when you need them. Get your Dot card in minutes and start using it for business spending, staff purchases, and more.
Virtual Account
Create a NUBAN account instantly and start receiving payments from customers and platforms, with automatic reconciliation built in.
Ready to do some business?
Change the way you bank, and open the only bank account you need for your business in 4 steps.


Start banking with us
To get started, click the 'Open an Account' button and provide the following information.
Valid means of identification
CAC document
Passport photograph
House utility bill
Your Next of Kin passport and house utility bill

Kind words from our customer
We're here to help you create the life you want. So, join our community of people who have trusted us with their money needs.
Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.
Imole Adewunmi
Business Owner
I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.

Johnson Chukwudi
Spare Parts Dealer
I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.
Bolanle Fatai
Mother and Shop Owner
Still have questions?
If you have other questions or need assistance, kindly reach out to hello@dot.ai