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Banking made easy for your business

Your partner for getting paid

Collect card and transfer payments with a terminal that just works. Our POS is easy to use, reliable every day, and built for the way you work.

Open a Dot Business Account

Licensed by the CBN

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Deposits insured by

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Everything you need. In a box.

The POS comes with exactly what your business needs. It's ready to use and simple to set up, right out of the box.

Virtual Transfer

Your Dot account comes with its own NUBAN number, so customers can pay you straight from their bank app.

Cash Withdrawal

Be your customers' personal ATM, and allow them to withdraw cash from your POS whenever they want.

Pay Bills

Turn your payments to profit. From utilities to cable, pay and get cashback on every transaction you make.

Debit Card

Get a card you can always count on. For your business or personal spending, online, in stores, or at the ATM.

Payment Link

Need to get paid online or from anywhere? Send a secure payment link directly to your customer. It's easy to create, safe to share and simple to track.

Ready to collect?

Change the way you bank, and open the only bank account you need for your business in 4 steps.

Getting started
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Start banking with us

To get started, click the 'Open an Account' button and provide the following information.


Valid means of identification

CAC document

Passport photograph

House utility bill

Your Next of Kin passport and house utility bill

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Postcards (Physical Posters)

Let your storefront do the talking. Our branded postcards show your account name and number clearly, so your customers always know exactly where to pay.

Open a business account

Powering small businesses with big ambitions.

From Yaba to Yola, people just like you rely on our services to fulfill their business needs. You can set up in minutes and sell in seconds

Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.

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Imole Adewunmi

Business Owner

I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.

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Johnson Chukwudi

Spare Parts Dealer

I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.

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Bolanle Fatai

Mother and Shop Owner

Still have questions?

If you have other questions or need assistance, kindly reach out to hello@dot.ai