


Your partner for getting paid
Collect card and transfer payments with a terminal that just works. Our POS is easy to use, reliable every day, and built for the way you work.
Licensed by the CBN

Deposits insured by


Everything you need. In a box.
The POS comes with exactly what your business needs. It's ready to use and simple to set up, right out of the box.
Virtual Transfer
Your Dot account comes with its own NUBAN number, so customers can pay you straight from their bank app.
Cash Withdrawal
Be your customers' personal ATM, and allow them to withdraw cash from your POS whenever they want.
Pay Bills
Turn your payments to profit. From utilities to cable, pay and get cashback on every transaction you make.
Debit Card
Get a card you can always count on. For your business or personal spending, online, in stores, or at the ATM.
Payment Link
Need to get paid online or from anywhere? Send a secure payment link directly to your customer. It's easy to create, safe to share and simple to track.
Ready to collect?
Change the way you bank, and open the only bank account you need for your business in 4 steps.


Start banking with us
To get started, click the 'Open an Account' button and provide the following information.
Valid means of identification
CAC document
Passport photograph
House utility bill
Your Next of Kin passport and house utility bill

Postcards (Physical Posters)
Let your storefront do the talking. Our branded postcards show your account name and number clearly, so your customers always know exactly where to pay.
Open a business account
Powering small businesses with big ambitions.
From Yaba to Yola, people just like you rely on our services to fulfill their business needs. You can set up in minutes and sell in seconds
Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.
Imole Adewunmi
Business Owner
I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.

Johnson Chukwudi
Spare Parts Dealer
I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.
Bolanle Fatai
Mother and Shop Owner
Still have questions?
If you have other questions or need assistance, kindly reach out to hello@dot.ai