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Banking made easy for you

Bank the way you want

Banking should not frustrate you.Whether it's online, phone, or smartphone banking, we're here around the clock, every single day, to make your banking sweet.

Licensed by the CBN


Deposits insured by


Enjoy banking on the Dot

However you choose to bank, we have what you need to make your experience easy

Instant bank transfers

Send money online from your phone or web to anyone and they get it in 10 seconds.

Earn rewards

Gain points you can covert to cash with each payment or transfer received on the bank app.


Make your money, make money with our fixed deposits investments that help you build wealth.

Pay bills

Enjoy your favorite things without interruption; pay for your electricity, airtime, data, and more.

Get a Dot card

Open a bank account and request a Dot card. We'll deliver it to you anywhere in Nigeria.

Ready for banking to be frustration-free?

It only takes 5 minutes to open a bank account that will not stress you

Download the app

Download our mobile app or visit our web banking app

create a new banking experience with us! Download our mobile app for on-the-go access or visit our web banking platform for comprehensive financial services at your fingertips.

Download DotMFB app on Android or Apple store

Or click “open an account” to get started

It's how banking should be

It's simple to use, very convenient and super fast. Use us first thing in the morning or last thing at night. The experience is the same.


Here's what our customers say

From Lagos to Lokoja, people just like you are using us for their banking needs

Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.


Imole Adewunmi

Business Owner

I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.


Johnson Chukwudi

Spare Parts Dealer

I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.


Bolanle Fatai

Mother and Shop Owner